Procrastination can be incredibly costly—especially when it comes to planning for long-term care. Many families hold the belief that they’ll simply “cross that bridge when they come to it.” However, by the time that moment arrives, they may already be losing thousands of dollars each month and missing out on crucial protections. Here’s why waiting […]
The family home is so much more than just a financial asset; it’s a repository of memories, a symbol of stability, and a cherished legacy. When the reality of long-term care sets in, many families understandably fear that their home will be sold to cover care costs, or worse, seized by the state after their […]
It’s easy to put off thinking about long-term care—until suddenly, you no longer have a choice. If your family is encountering any of the following situations, it might be a clear signal that immediate action through Medicaid Crisis Planning is necessary. A Loved One Has Received a Diagnosis of a Chronic or Terminal Illness. Whether […]
When a loved one suddenly needs long-term care—perhaps after a stroke, a fall, or a diagnosis of Alzheimer’s—families are often swept into a whirlwind of difficult decisions. Among the most overwhelming challenges is figuring out how to pay for this care without sacrificing everything you’ve diligently built. This is precisely where Medicaid Crisis Planning steps […]
When a loved one passes away, families are left with more than just grief; they’re often faced with a legal process called probate. While it might sound like a simple formality, probate is anything but. It can be time-consuming, costly, and emotionally draining especially when there’s no estate plan in place. What Is Probate? Probate […]
When it comes to protecting your legacy and your loved ones, choosing the right estate planning tool is key. One of the most common questions we hear at Johannesmeyer & Sawyer, PLLC is: “Do I need a Will or a Trust?” The answer? It depends on your unique situation, goals, and what kind of peace […]
Estate planning isn’t just for the wealthy, the elderly, or the chronically ill it’s for everyone. Yet most people put it off. Whether it’s due to discomfort, procrastination, or confusion about where to begin, delaying estate planning can have consequences far more severe than most realize. When there’s no plan in place, the government steps […]
When you’re raising young children, your days are full—from school pickups to bedtime routines. It’s no surprise that estate planning isn’t at the top of your to-do list. But here’s the truth: estate planning is one of the most important gifts you can give your family and it doesn’t have to be overwhelming. At Johannesmeyer […]
A trust is a legal arrangement where a trustee manages assets on behalf of beneficiaries. Trusts can be established during your lifetime (living trusts) or through your will (testamentary trusts). These arrangements offer a variety of benefits, making them an essential part of effective estate planning. Key Benefits of Trusts: Avoid Probate: Trusts allow your […]
When someone passes away, one of the first legal steps is to file a petition to probate the estate. In Maryland, this process involves officially recognizing the decedent’s will (if one exists) and appointing a personal representative to handle the estate’s administration. While there is no time limit to open an estate in Maryland, once […]
