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Conditional Gifting: What Is It and How to Use It in Your Estate Planning?
/by Johannesmeyer & Sawyer, PLLCEstate planning is an important aspect of financial planning that involves making arrangements for the distribution of your assets after you pass away. One tool that can be used in your estate plan is conditional gifting. Conditional gifting refers to the practice of placing conditions on gifts, such that the gift will only be given […]
Demystifying Escrow Accounts
/by Johannesmeyer & Sawyer, PLLCIf you are closing on a home or refinancing, there’s a good chance you’ll come across the words “escrow account” or “impounds” numerous times. At the most basic level, an escrow account is a savings account that is funded at closing and maintained by your lender so they have funds to pay the property taxes […]
The Real Estate Information Gap
/by Johannesmeyer & Sawyer, PLLCAs a closing attorney in Fort Mill, South Carolina I have the privilege of working with a lot of families every single day. Individuals are relocating to the Carolinas for a variety of reasons – a new job, lower taxes, better climate, proximity to grandchildren, the list goes on! People are starting new chapters to […]
Don’t Forget About Your Furry Kids in Your Estate Plan
/by Johannesmeyer & Sawyer, PLLCMake sure you take care of your fury kids, too. Trust provisions are an easy way to make sure every member of your family is covered when something happens to you. If you have kids, chances are your will has some basic trust provisions for them – if both parents are gone, the trust provisions […]
Watch Out for Wire Fraud When Buying and Selling Your Home
/by Johannesmeyer & Sawyer, PLLCThis is a great video with very important tips on avoiding wire fraud when you’re buying or selling your home: Protect Your Money from Wire Fraud Schemes When Buying a Home
Incorporating Faith and Values in Estate Planning
/by Johannesmeyer & Sawyer, PLLCFor many, passing along religious beliefs and values to the next generation is just as important as passing along financial wealth and tangible assets. Estate planning creates many opportunities to do this, including: End-of-Life Care A health care power of attorney (Advance Directive in some states) lets you name someone to make medical decisions for […]
The Right Reasons to Start Your Own Company
/by Johannesmeyer & Sawyer, PLLCRecent market conditions have produced a bumper crop of startups and venture capitalists. Not enough thought is given to the questions: Which of them will survive during leaner times? Which of the thousands of startups will actually generate profit? A disturbingly large number of startup founders are more concerned with valuations and term sheets than […]